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Notice coming soon

Bank debts: the government will negotiate for you

Under Desenrola 3.0, the Federal Government will buy the portfolios of MEI bank debts directly from the financial institutions.

What has been announced

What the MEI needs to do now

Follow the publication of the notice on the official channels of the Ministry of Finance. The announced operation takes place between the government and the participating institutions; the procedures for the MEI depend on the final rules. Do not pay fees to third parties to guarantee participation.

Get to know TecBank's service

Your MEI can also open a business account with TecBank

TecBank handles the opening of your business account, with service online via WhatsApp, Google Meet or in person. You can check the packages, separate the business finances and verify the receivables conditions and the credit opportunities for your company.

After the opening, we look for credit opportunities according to the company profile and the bank's analysis. The opening and the products follow the financial institution's criteria; a monthly fee waiver depends on the package and on meeting the conditions.

Open my business account with TecBank (service in Portuguese)

TecBank WhatsApp: (11) 95688-2152 (service in Portuguese). Account opening service is separate from access to public programs: each program keeps its own channels, rules and deadlines.

Specific sources verified on October 29, 2026: gov.br ·

Next step for your company

Learn the steps and prepare the opening of your business account. You stay within Tecbank.

open your business account nowGuidance for opening with the responsible institution. Not a Tecbank-owned bank account nor automatic approval.
Tecbank Assistant
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