Lot + construction: both in the same operation

You can buy the lot and finance the construction of your home in the same operation. It is the Land Acquisition and Construction modality from CAIXA, within the Housing Finance System (SFH).

Main points

• Finances the lot and the works together;
• Accepts FGTS under the program conditions;
• Income commitment set by the bank in the analysis of your case;
• The works must follow an approved project and schedule.

How Tecbank helps

We organize the documentation for the lot, the project and the works, and prepare your proposal for the bank. Once financed, the construction can be carried out with URBEX: home construction, with project and follow-up. Service in Portuguese.

Sources: CAIXA - Land Acquisition and Construction and CAIXA - Property financing. Accessed in October 2026.