TECBANK · GUIDES FOR BUSINESSES
Collateral in working capital
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Types mentioned by the reference institution
- Card receivables: future sales may be pledged as collateral.
- Financial investments: the accepted investments and their availability depend on the operation.
- Trade notes and collection receivables: confirm eligibility, backing and substitution rules.
- Vehicles: the page mentions assets of the company, of partners or of third parties.
- Real estate: mentioned in the FAQ, always subject to analysis and to the operation's conditions.
These types were described by the bank. They are not collateral automatically accepted by Tecbank, nor a list of products we offer.
Ask before pledging an asset
- Who owns it and who must consent?
- Are there appraisal, registration, costs and impediments?
- Does the asset or receivable become blocked or unavailable?
- What coverage is required and what happens if it falls?
- How is the collateral released after payoff?
- What can happen in case of late payment or contractual default?
Collateral can be enforced in case of default. Do not send documents of assets, investments or contracts through this page.
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Informative content reviewed on October 29, 2026. Tecbank handles the opening of your business account.Next step for your company
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