Federal Government · productive inclusion Public credit (oriented microcredit)
Acredita no Primeiro Passo: credit and training for CadÚnico members
Federal Government program for low-income families registered in the CadÚnico to improve their lives through work and entrepreneurship.
| Nature | Public credit (oriented microcredit) |
| Funding source | Federal Government (microcredit) |
| Where to apply | Microcredit agents |
| Status | In force |
What it is
Acredita no Primeiro Passo combines vocational training, job support and oriented microcredit for those who want to start or run their own business.
What it finances
- Vocational courses and support for job seekers;
- Low-interest microcredit with specialized guidance for your own business.
Who can apply
- People aged 16 to 65 with updated data in the CadÚnico;
- Special attention to women, young people, persons with disabilities, Black communities and traditional populations.
Verified conditions
- Microcredit: typical operations around R$ 6,000, a reference disclosed by the program.
- Guarantee: FGO Acredita no Primeiro Passo, a public fund created for these operations.
- Official source: program pages at the Ministries of Social Development (MDS) and Entrepreneurship (MEMP), verified on November 2, 2026.
How to proceed
Tecbank guides you: eligibility, documents and the right channel for your case, with follow-up until the answer.
Talk to Tecbank about Acredita no Primeiro Passo.
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