BNDES Crédito PME: working capital for small and medium businesses
Working capital and job maintenance for companies with annual revenue up to R$ 300 million, contracted through an accredited bank. See the verified conditions and prepare your file with Tecbank.
What it is
BNDES Crédito PME is the official BNDES line for working capital and job maintenance. Contracting is indirect: done at an accredited bank, which on-lends BNDES funds.
What it finances
- Working capital: funds for the company's cash cycle.
- Job maintenance: working capital aimed at keeping jobs.
Who can apply
Companies with annual revenue up to R$ 300 million. Micro, small and medium businesses can also be served by BNDES through the Impulso channel.
Verified conditions
- Limit: up to R$ 20 million per year.
- Term: up to 5 years, with a grace period of up to 2 years (in floating-rate operations, up to 1 year).
- Guarantees: the line accepts guarantees from the public funds FGI, PEAC and FG BNDES-SEBRAE.
The final cost is set in each operation by the accredited bank, within the line's rules.
How to contract
The application is made at a bank accredited to operate the line. Tecbank guides you end to end: eligibility, documents and follow-up until the answer.
Talk to Tecbank about BNDES Crédito PME for your company.
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Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
open your business account nowGuidance for opening with the responsible institution. Not a Tecbank-owned bank account nor automatic approval.