Official BNDES line · revolving credit
Cartão BNDES: pre-approved credit for goods and services
Revolving pre-approved credit to purchase accredited items on the Cartão BNDES Operations Portal. See the verified eligibility and prepare with Tecbank.
What it is
Cartão BNDES is a revolving, pre-approved BNDES credit line for micro, small and medium businesses and individual entrepreneurs. Purchases happen on the Cartão BNDES Operations Portal, with items from accredited suppliers.
What it finances
- Goods and services accredited on the portal: machinery, equipment, vehicles, inputs and other items registered by accredited suppliers.
Who can apply
- Micro, small and medium businesses and individual entrepreneurs, including formalized MEI;
- Nationally controlled company, with annual revenue up to R$ 300 million;
- Regularly constituted CNPJ, with federal certificates and taxes up to date.
Verified conditions
- Interest rate: set monthly and fixed at purchase time - November/2026: 1.63% per month, per the portal's official rate history;
- Limit: pre-approved, set by the issuing bank;
- Term and installments: informed on the Operations Portal at purchase time.
How to contract
The card is requested at an accredited issuing bank, and purchases are made on the Cartão BNDES Operations Portal. Tecbank guides you: eligibility, documents and follow-up until the answer.
Talk to Tecbank about Cartão BNDES for your company.
Click here for more information (service in Portuguese)Prefer to leave your details? Fill in the form
Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
open your business account nowGuidance for opening with the responsible institution. Not a Tecbank-owned bank account nor automatic approval.