Federal Government · access to credit Public credit operated by banks
CRED+: the official gateway to financial services
The official Federal Government service for MEI and small businesses to access financial products and services suited to their profile.
| Nature | Public credit operated by banks |
| Funding source | Federal Government (CRED+ program) |
| Where to apply | Qualified institutions |
| Status | In force |
What it is
CRED+ is the Federal Government channel for small businesses to request access to financial products and services, with referral to participating institutions.
What it covers
- Referral of requests for credit and financial services;
- Routing according to the business's profile and stage.
Who can apply
- MEI, microenterprises and small businesses.
Verified conditions
- Nature: access and referral service, listed on the official Federal Government services portal.
- Official source: gov.br services portal, verified on November 2, 2026.
How to proceed
Tecbank guides you: eligibility, documents and the right channel for your case, with follow-up until the answer.
Talk to Tecbank about CRED+.
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Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
open your business account nowGuidance for opening with the responsible institution. Not a Tecbank-owned bank account nor automatic approval.