Rural credit · 2026/27 Crop Plan Public credit operated by banks
Business Rural Credit: production costs and investment
Crop Plan production-cost and investment lines for commercial farming, outside specific-purpose programs.
| Nature | Public credit operated by banks |
| Funding source | Controlled rural-credit funds (2026/27 Crop Plan) |
| Where to apply | Authorized banks and cooperatives |
| Status | In force - 2026/27 crop year |
What it is
Business Rural Credit serves medium and large producers with harvest funding and investment projects, under Crop Plan rules.
What it finances
- Farming and livestock production costs: expenses of the productive cycle;
- Investment: projects to expand and modernize production.
Who can apply
- Rural producers, individuals or companies;
- Agribusiness companies, according to eligibility.
Verified conditions
- Production costs: up to 12.5% per year
- Business investment: up to 11.5% per year, with a limit of R$ 1.5 million, term of up to 8 years and grace period of up to 2 years.
- 2026/27 Crop Plan: R$ 525.1 billion for commercial farming, of which R$ 384.9 billion for production costs and marketing and R$ 140.2 billion for investment.
- Official source: 2026/27 Crop Plan (SPA/MAPA), verified on November 2, 2026.
How to proceed
The request is made at a bank accredited to the program. Tecbank guides you: eligibility, documents and crop calendar, with follow-up until the answer.
Talk to Tecbank about Business Rural Credit.
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Next step for your company
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