FGEnergia: guarantee for energy-efficiency credit
A guarantee fund restructured in September 2026 that backs energy-efficiency financing for micro, small and medium companies. See the verified limits and prepare your assessment with Tecbank.
| Nature | Public guarantee (guarantee fund) |
| Funding source | Procel (energy efficiency), executed by ENBPar with BNDES |
| Where to apply | 61 qualified institutions via FGI |
| Status | In force - guarantee at zero cost until Dec/2027 |
What it is
The Energy Efficiency Credit Guarantee Program (FGEnergia) is a guarantee fund with resources from Procel (the National Electricity Conservation Program), executed by ENBPar with BNDES. It does not lend money: it guarantees financing contracted at qualified banks for investments that reduce energy consumption. On September 30, 2026 the fund was restructured and integrated into the FGI (Investment Guarantee Fund).
Who can access
- Micro, small and medium companies with energy-efficiency projects: modernization of machines and equipment, improvements to facilities and energy management systems;
- Projects with a prior energy assessment by a specialized company or qualified professional.
Verified conditions
- Guaranteed amount: up to R$ 10 million per company at each financial institution.
- Coverage: up to 80% of the financed amount.
- Guarantee cost: zero for operations contracted until December 2027.
- Operating network: 61 qualified financial institutions after the FGI integration (previously 6).
- Simplification: no final technical report for smaller operations and extended deadlines.
How to take part
The request starts with the energy assessment, followed by an online form at BNDES and contracting at a qualified bank. Tecbank guides you through every step, from the assessment to the bank's answer.
Official source: BNDES News Agency, September 30, 2026 - FGEnergia restructuring, verified on November 2, 2026.
Talk to Tecbank about the FGEnergia guarantee.
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