Finem Associated Working Capital: cash flow alongside the investment project
A working-capital modality contracted together with a BNDES Finem project, directly with BNDES. See the verified conditions and prepare your file with Tecbank.
What it is
It is the working-capital modality linked to BNDES Finem: the working capital is requested in association with a Finem investment project, in direct contracting with BNDES through the Client Portal.
What it finances
- Working capital associated with the project: cash-flow funds linked to the investment financed by Finem, under the modality's own rules.
Who can apply
Companies with an investment project eligible under BNDES Finem. The modality accompanies the project: it is not a stand-alone working-capital line.
Verified conditions
- Cost: Long-Term Rate (TLP) + BNDES remuneration from 2.3% per year.
The final rate is variable and set in each operation; the percentage above is the official floor of the remuneration. Limits and terms are set by BNDES in the project analysis.
How to contract
The associated working-capital request is made together with the Finem project, directly to BNDES through the Client Portal. Tecbank organizes the file with you: eligibility, documents and follow-up until the bank's answer.
Talk to Tecbank about the working capital associated with your Finem project.
Click here for more information (service in Portuguese)Prefer to leave your details? Fill in the form
Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
open your business account nowGuidance for opening with the responsible institution. Not a Tecbank-owned bank account nor automatic approval.