Federal Government · Innovation Public credit and grant (FNDCT)
FINEP: credit and grants to innovate
The Funding Authority for Studies and Projects: support for innovation in companies of all sizes, in two distinct natures - repayable credit and non-repayable economic subsidy.
| Nature | Public credit and grant (FNDCT) |
| Funding source | FNDCT |
| Where to apply | FINEP and accredited agents |
| Status | In force - continuous lines and calls |
What it is
FINEP supports research, development and innovation in companies. Credit and subsidy are different instruments: credit is repaid; the subsidy is not.
What it finances
- FINEP direct credit: innovation financing operated by FINEP itself with the company;
- Credit operated by agents: resources operated by accredited financial agents, which bear the full risk of the operation;
- Economic subsidy: non-repayable public resources applied directly in the company, through public calls, to share the costs and risks of innovation.
Who can apply
- Companies of all sizes with innovation projects;
- Subsidy: companies selected in public calls, according to each notice.
Verified conditions
- Subsidy: instrument created in 2006, operated under World Trade Organization rules.
- Calls: open opportunities are published on the FINEP portal, with their own rules in each notice.
- Official source: finep.gov.br, verified on November 2, 2026.
How to proceed
Tecbank helps you identify the right nature (credit or subsidy), the open call and the project documentation.
Talk to Tecbank about FINEP lines.
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Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
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