Rural credit · 2026/27 Crop Plan Public credit operated by banks
Inovagro: technology and innovation on the farm
A BNDES program to bring technological innovation to rural production, from precision farming to renewable energy for own consumption.
| Nature | Public credit operated by banks |
| Funding source | Controlled rural-credit funds (2026/27 Crop Plan) |
| Where to apply | Authorized banks and cooperatives |
| Status | In force - 2026/27 crop year |
What it is
Inovagro finances the adoption of technology on rural properties, operated through BNDES channels under Crop Plan rules.
What it finances
- Precision farming and livestock, automation and facilities for fish farming, poultry, pig, goat and sheep farming, aquaculture and beef and dairy cattle;
- Renewable energy for own consumption;
- Management software, specialized consulting and genetic material.
Who can apply
- Rural producers, individuals or companies;
- Cooperatives and collective operations, with a raised limit in the current crop year.
Verified conditions
- Rate: pre-fixed up to 11.5% per year
- Limits: R$ 4 million (individual) and R$ 15 million (collective operations).
- Term: up to 10 years, with a grace period of up to 2 years. Supply: R$ 4.2 billion.
- Official source: program page at BNDES and 2026/27 Crop Plan (SPA/MAPA), verified on November 2, 2026.
How to proceed
The request goes through BNDES channels and accredited banks. Tecbank guides you: project scope, documents and eligibility, with follow-up until the answer.
Talk to Tecbank about Inovagro.
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