Rural credit · 2026/27 Crop Plan Public credit operated by banks
Moderfrota: new machines and implements for your crop
Agricultural Tractor Fleet Modernization Program, within the Crop Plan. It finances new, Brazilian-made machines and implements for farm production.
| Nature | Public credit operated by banks |
| Funding source | Controlled rural-credit funds (2026/27 Crop Plan) |
| Where to apply | Authorized banks and cooperatives |
| Status | In force - 2026/27 crop year |
What it is
Moderfrota is the Crop Plan line dedicated to mechanizing rural production, with rules from the National Monetary Council and operation through accredited banks.
What it finances
- Tractors and harvesters, including cutting platforms;
- Sprayers, planters and seeders;
- Equipment for coffee processing.
Who can apply
- Rural producers, individuals or companies;
- Medium producers eligible for Pronamp have their own rate bracket.
Verified conditions
- Rate: up to 12.5% per year; medium producers eligible for Pronamp: up to 11.5% per year
- Term: up to 7 years, with a grace period of up to 14 months.
- 2026/27 supply: R$ 3.7 billion (Moderfrota) and R$ 2.1 billion (Pronamp bracket).
- Official source: 2026/27 Crop Plan (SPA/MAPA), verified on November 2, 2026.
How to proceed
The request is made at a bank accredited to the program. Tecbank guides you: eligibility, documents and crop calendar, with follow-up until the answer.
Talk to Tecbank about Moderfrota.
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