Rural credit · 2026/27 Crop Plan Public credit operated by banks
PCA: warehouses and cold chambers for your production
The Warehouse Construction and Expansion Program of the Crop Plan. It finances storage infrastructure for farm production.
| Nature | Public credit operated by banks |
| Funding source | Controlled rural-credit funds (2026/27 Crop Plan) |
| Where to apply | Authorized banks and cooperatives |
| Status | In force - 2026/27 crop year |
What it is
PCA finances storage infrastructure on the property or at the cooperative, under Crop Plan rules.
What it finances
- Construction, expansion, renovation and modernization of warehouses;
- Cold chambers and fixed facilities for storing production.
Who can apply
- Individual rural producers;
- Agricultural cooperatives.
Verified conditions
- Rate: 8% per year (projects up to 12,000 tonnes); up to 9.5% per year (other projects).
- Limits: R$ 25 million (other products), R$ 50 million (grains) and R$ 200 million (cooperatives).
- Term: up to 10 years, with a grace period of up to 2 years.
- Official source: 2026/27 Crop Plan (SPA/MAPA), verified on November 2, 2026.
How to proceed
The request is made at a bank accredited to the program. Tecbank guides you: eligibility, documents and crop calendar, with follow-up until the answer.
Talk to Tecbank about the PCA.
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