PixMEI: up to R$ 5,000 for MEIs to invest in their business

What it is

PixMEI is a direct financial support announced by the Federal Government: up to R$ 5,000 per beneficiary, as non-refundable seed capital. Unlike a loan, the money does not have to be repaid and no interest is charged. The announced goal is to reach 1 million entrepreneurs between 2027 and 2030.

The funds are intended for productive investment in the business itself: machines, tools and workbenches, even adapting a vehicle used for deliveries.

Who may be prioritized

The criteria are still under study. What the MEMP has signaled as priorities:

• Women entrepreneurs, who represent 48% of MEI registrations in the country;
• MEIs with annual revenue of up to R$ 40,500.

A criterion under study is not a final rule: definitive eligibility comes with the regulation.

How it is expected to work

• The request is expected to be made in an app, directly by the MEI;
• In the request, the entrepreneur states the intended investment;
• After the purchase, the entrepreneur attaches the invoice to prove how the funds were used;
• Detailed rules are expected to be published by the end of 2026, with execution starting in 2027.

Scam alert: what does NOT exist yet

• There are no open enrollments and no payments available - the program is still being structured;
• Any message announcing immediate payment or releasing the benefit now is false;
• The Federal Government does not charge advance deposits, association fees or payments to register a Pix key;
• Do not click links received by message and do not provide personal or banking data outside official Federal Government channels.

Inside the Prospera MEI package

PixMEI is part of the Prospera MEI package, which also includes forgiveness of overdue social-security contributions with counterparties, a revenue ceiling of R$ 110,000 in 2027 and R$ 140,000 in 2028, hiring up to two employees and renegotiation of bank debts through Desenrola 3.0. The new MEI rules are detailed in the guide to the new MEI rules (LC 238/2026) (in Portuguese).

What Tecbank does for you now

For now there is nothing to do: there is no open enrollment and no defined document list - the priority criteria are still under study by the government. When the rules are published, Tecbank will guide you on eligibility, documentation and the step-by-step application.

Sources

Ministry of Entrepreneurship (MEMP), official alert of October 29, 2026; Agencia Gov, interview with the Minister of Entrepreneurship of October 29, 2026 - checked on November 2, 2026. The situation changes with regulation: this page will be updated when the rules are published.