Rural credit · 2026/27 Crop Plan Public credit operated by banks
Procap-Agro: working capital for agribusiness
The Crop Plan agricultural working-capital line, for production costs and marketing, with ceilings raised in the 2026/27 crop year.
| Nature | Public credit operated by banks |
| Funding source | Controlled rural-credit funds (2026/27 Crop Plan) |
| Where to apply | Authorized banks and cooperatives |
| Status | In force - 2026/27 crop year |
What it is
Procap-Agro finances working capital for farming activities, under Crop Plan rules.
What it finances
- Production costs of farming activities;
- Marketing of the harvest.
Who can apply
- Rural producers and agribusiness companies;
- Cooperatives, including operations with controlled funds.
Verified conditions
- Rate: up to 12% per year
- Limits: R$ 65 million (share integration), R$ 75 million (working capital, singular cooperatives) and R$ 90 million (central cooperatives, federations and confederations).
- Term: up to 18 months, with a grace period of up to 6 months.
- Official source: 2026/27 Crop Plan (SPA/MAPA), verified on November 2, 2026.
How to proceed
The request is made at a bank accredited to the program. Tecbank guides you: eligibility, documents and crop calendar, with follow-up until the answer.
Talk to Tecbank about Procap-Agro.
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