Procred 360: FGO-backed credit for MEI and microenterprises
Federal program guaranteed by the Operations Guarantee Fund (FGO) for MEI, microenterprises and self-employed taxi drivers, contracted at accredited financial institutions. See the verified conditions and prepare your file with Tecbank.
What it is
Procred 360 is the Credit and Debt Financing Program for Individual Microentrepreneurs and Microenterprises, a federal program guaranteed by the FGO (Operations Guarantee Fund), created by Law 14,995/2024. It is not a BNDES line: operations take place at accredited financial institutions, backed by the fund.
What it finances
- Credit and financing of business debts: operations covered by the FGO guarantee, under the conditions set by regulation.
Who can apply
Individual microentrepreneurs (MEI), microenterprises and self-employed taxi drivers.
Verified conditions
- FGO guarantee: up to 100% of the operation, with coverage limited to 60% of the financial institution's portfolio.
- Rate: capped at Selic + 6% per year.
- Terms and other conditions: set in the FGO statute and by act of the Ministry of Entrepreneurship (MEMP); confirmed at contracting.
How to contract
The application is made at a financial institution accredited to the program. Tecbank guides you: eligibility, documents and follow-up until the answer.
Talk to Tecbank about Procred 360 for your business.
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Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
open your business account nowGuidance for opening with the responsible institution. Not a Tecbank-owned bank account nor automatic approval.