Rural credit · 2026/27 Crop Plan Public credit operated by banks
Prodecoop: investment for your cooperative
The Crop Plan Cooperative Development Program, for investment projects of agricultural cooperatives.
| Nature | Public credit operated by banks |
| Funding source | Controlled rural-credit funds (2026/27 Crop Plan) |
| Where to apply | Authorized banks and cooperatives |
| Status | In force - 2026/27 crop year |
What it is
Prodecoop finances investment projects of cooperatives, under Crop Plan rules.
What it finances
- Investment projects of agricultural cooperatives;
- Renewable-energy generation and storage for own consumption.
Who can apply
- Agricultural cooperatives;
- Eligibility according to the cooperative's size and project.
Verified conditions
- Rate: up to 12% per year pre-fixed.
- Limits (2026/27 crop year): R$ 180 million for singular cooperatives and for members (integration of shares tied to the project) and R$ 210 million for central cooperatives; financing capped at 90% of the project value.
- Official source: CMN Resolution No. 5,324, of June 30, 2026 (Table 2 - InvestAgro, item 2.5, MCR 11-6), verified on November 2, 2026.
How to proceed
The request is made at a bank accredited to the program. Tecbank guides you: eligibility, documents and crop calendar, with follow-up until the answer.
Talk to Tecbank about Prodecoop.
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