Federal Government · FAT / MTE Public credit operated by banks
PROGER: FAT credit to generate jobs and income
The Employment and Income Generation Program: a set of financing lines with FAT resources for smaller enterprises, with emphasis on tourism, exports and innovation.
| Nature | Public credit operated by banks |
| Funding source | FAT - Worker Support Fund |
| Where to apply | Qualified banks |
| Status | In force, subject to budget allocation |
What it is
PROGER finances investment and working capital of smaller enterprises in sectors defined by the Ministry of Labor and Employment, operated by the federal official banks.
What it finances
- Investment or investment with associated working capital;
- PROGER Tourism: companies in the tourism production chain, in activities pre-established by the MTE and the Ministry of Tourism (CNAE table).
Who can apply
- Micro and small businesses;
- PROGER Tourism: the tourism sector chain with annual gross revenue of up to R$ 7.5 million.
Verified conditions
- Resources: Worker Support Fund (FAT), operated by the federal official banks.
- PROGER Tourism audience: annual revenue of up to R$ 7.5 million, according to the FAT portal.
- Official source: FAT portal / Ministry of Labor and Employment, verified on November 2, 2026.
How to proceed
The request is made at branches of the federal official banks. Tecbank guides you: eligibility for the right line, documents and timeline.
Talk to Tecbank about PROGER.
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Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
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