Rural credit · Pronaf Public credit operated by banks
Pronaf Jovem: credit for ages 16 to 29
Pronaf investment line for young family farmers, with the limit raised to R$ 50,000 in the 2026/27 crop year.
| Nature | Public credit operated by banks |
| Funding source | Controlled rural-credit funds (2026/27 Crop Plan) - Pronaf |
| Where to apply | Authorized banks and cooperatives |
| Status | In force - 2026/27 crop year |
What it is
Pronaf Jovem finances the establishment, expansion or modernization of young people's enterprises in family farming.
What it finances
- Establishment, expansion or modernization of production, storage and transport activities;
- Acquisition of equipment and software for business management.
Who can apply
- Family farmers and rural producers aged 16 to 29, members of a family unit eligible for Pronaf.
Verified conditions
- Rate: 2.0% per year for all purposes and beneficiaries of the line (outside the special groups).
- Limit: R$ 50,000 per beneficiary per crop year (raised from R$ 35,000); up to three financings per beneficiary, with settlement of the previous one.
- Groups A, A/C and B: R$ 4,000 at 0.5% per year, with on-time payment bonus; with microcredit methodology (PNMPO), up to R$ 16,000.
- Restriction: young people who accessed Pronaf Group B or Pronaf Mulher Group B up to June 30, 2024 cannot access Pronaf Jovem.
- Official source: CMN Resolution No. 5,324, of June 30, 2026 (MCR 7-6, Tables 1 and 2, 2026/27 crop year), verified on November 2, 2026.
How to participate
Tecbank guides you: eligibility, documents and the right path for your case, with follow-up until the answer.
Talk to Tecbank about Pronaf Jovem.
Click here for more informationPrefer to leave your details? Fill in the form
Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
open your business account nowGuidance for opening with the responsible institution. Not a Tecbank-owned bank account nor automatic approval.