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Rural credit · Pronaf Public credit operated by banks

Pronaf Jovem: credit for ages 16 to 29

Pronaf investment line for young family farmers, with the limit raised to R$ 50,000 in the 2026/27 crop year.

NaturePublic credit operated by banks
Funding sourceControlled rural-credit funds (2026/27 Crop Plan) - Pronaf
Where to applyAuthorized banks and cooperatives
StatusIn force - 2026/27 crop year

What it is

Pronaf Jovem finances the establishment, expansion or modernization of young people's enterprises in family farming.

What it finances

Who can apply

Verified conditions

  • Rate: 2.0% per year for all purposes and beneficiaries of the line (outside the special groups).
  • Limit: R$ 50,000 per beneficiary per crop year (raised from R$ 35,000); up to three financings per beneficiary, with settlement of the previous one.
  • Groups A, A/C and B: R$ 4,000 at 0.5% per year, with on-time payment bonus; with microcredit methodology (PNMPO), up to R$ 16,000.
  • Restriction: young people who accessed Pronaf Group B or Pronaf Mulher Group B up to June 30, 2024 cannot access Pronaf Jovem.
  • Official source: CMN Resolution No. 5,324, of June 30, 2026 (MCR 7-6, Tables 1 and 2, 2026/27 crop year), verified on November 2, 2026.

How to participate

Tecbank guides you: eligibility, documents and the right path for your case, with follow-up until the answer.

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