Rural credit · Pronaf Public credit operated by banks
Pronaf Mais Alimentos: structure to produce more
The main Pronaf investment line to structure and modernize family farming production.
| Nature | Public credit operated by banks |
| Funding source | Controlled rural-credit funds (2026/27 Crop Plan) - Pronaf |
| Where to apply | Authorized banks and cooperatives |
| Status | In force - 2026/27 crop year |
What it is
Pronaf Mais Alimentos finances the productive structure of the establishment, from crops to rural housing, with rates that vary by purpose.
What it finances
- Establishment, expansion or modernization of production, storage and transport structures;
- Construction or renovation of housing on the rural property and land-title regularization;
- Acquisition of machines, equipment, breeding stock and breeders; family-farming cooperatives.
Who can apply
- Family farmers eligible for Pronaf; family-farming cooperatives have their own modality.
Verified conditions
- Rates by purpose: 2.0% per year for specific items (silos and warehouses, milk tanks, fish farming and fishing, dairy genetics, free-range poultry, goats and sheep, rural connectivity, adapted equipment); 1.5% per year for machines (family income up to R$ 150,000); 5.0% per year for tractors; 5.0% to 7.5% per year for housing, depending on income; 7.5% per year for other purposes.
- Limits per crop year: up to R$ 450,000 (pig, poultry, fish, shrimp and fruit farming); R$ 250,000 (other purposes); R$ 120,000 in machines (income up to R$ 150,000); housing from R$ 100,000 to R$ 150,000 depending on income; land regularization up to R$ 40,000; cooperatives up to R$ 8 million.
- Official source: CMN Resolution No. 5,324, of June 30, 2026 (MCR 7-6, Tables 1 and 2, 2026/27 crop year), verified on November 2, 2026.
How to participate
Tecbank guides you: eligibility, documents and the right path for your case, with follow-up until the answer.
Talk to Tecbank about Pronaf Mais Alimentos.
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