Rural credit · Pronaf Public credit operated by banks

Pronaf Mulher: investment for women rural producers

Pronaf investment line for women rural producers, with rates and limits set by eligibility group and purpose.

Nature	Public credit operated by banks
Funding source	Controlled rural-credit funds (2026/27 Crop Plan) - Pronaf
Where to apply	Authorized banks and cooperatives
Status	In force - 2026/27 crop year

What it is

Pronaf Mulher finances the structuring and strengthening of rural enterprises run by women, under Pronaf rules.

Construction, renovation or expansion of improvements, facilities and rural housing;
Acquisition of machines, equipment, implements and tractors;
Acquisition of breeding stock, pasture formation and recovery, soil protection and correction, agroecological systems and productive home gardens.

Women rural producers eligible for Pronaf, with a valid CAF; in the special groups (A, A/C and B), one beneficiary per family unit.

Rates by purpose: 0.5% per year (Groups A, A/C and B); 1.5% per year (machines and equipment, family income up to R$ 150,000); 2.0% per year (other purposes in the intermediate income bracket); 5.0% per year (tractors; housing for income up to R$ 150,000); 7.5% per year (other cases).
Limits per crop year: R$ 4,000 (special groups) to R$ 450,000 (pig, poultry, fish, shrimp and fruit farming); machines up to R$ 120,000 (income up to R$ 150,000); housing up to R$ 100,000 or R$ 150,000 depending on income; other purposes up to R$ 250,000.
On-time payment bonus: in the Group A, A/C and B brackets, under Pronaf Rural Productive Microcredit conditions (25% or 40%).
Group B women: additional working-capital line of up to R$ 8,000 created in the 2026/27 crop year. Up to two ongoing financings per family unit.
Official source: CMN Resolutions No. 5,323 and No. 5,324, of June 30, 2026 (MCR 7-6, Tables 1 and 2, 2026/27 crop year), verified on November 2, 2026.

Tecbank guides you: eligibility, documents and the right path for your case, with follow-up until the answer.

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