Private bank · business product Private credit - franchises
Giro Franquias: credit to open or expand franchises
A line for new units, transfers, layout, equipment and franchise expansions. Conditions verified on the bank's website.
| Nature | Private credit - franchises |
| Funding source | The bank's own funds |
| Where to apply | Relationship manager |
| Status | Product disclosed by the bank, checked on November 2, 2026 |
What it is
Credit for developing franchise businesses: opening a unit, buying a unit (transfer), layout changes, equipment, expansions and modernizations.
Conditions disclosed by the bank
- Participation: finances up to 50% of the total investment, according to the franchise's business plan.
- Term: up to 48 months, with a grace period of up to 7 months for the first installment.
- Accepted guarantees: surety, guarantee, investments, capitalization bonds, mortgage, fiduciary ownership, vehicles, checks, invoices, card receivables and credit rights.
Source: Giro Franquias product page on the bank's website, checked on November 2, 2026. Final conditions (rate, limit and term) are set by the bank, case by case, subject to analysis.
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