Private bank · business product Private credit - working capital
Giro Recompensa: working capital with exemption for on-time payment
Working capital with exemption of up to 3 installments for on-time payers. Conditions verified on the bank's website.
| Nature | Private credit - working capital |
| Funding source | The bank's own funds |
| Where to apply | Bank specialist (personalized offer) |
| Status | Product disclosed by the bank, checked on November 2, 2026 |
What it is
A working-capital modality with pre-fixed interest that rewards punctuality: paying on time, the company can have installments waived under the product's criteria.
Conditions disclosed by the bank
- Repayment: 12, 18, 24 or 36 fixed installments, with pre-fixed interest.
- Reward: exemption of up to 3 installments for on-time payments, under the product's criteria.
- Grace period: up to 3 months for the first installment.
Source: Giro Recompensa product page on the bank's website, checked on November 2, 2026. Final conditions (rate, limit and term) are set by the bank, case by case, subject to analysis.
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