Private bank · business product Private credit - sales financing
Vendor: sell on terms and receive upfront
Sales financing: your customer gets terms and your company receives upfront. Conditions verified on the bank's website.
| Nature | Private credit - sales financing |
| Funding source | The bank's own funds |
| Where to apply | Vendor limit contracted with the bank |
| Status | Product disclosed by the bank, checked on November 2, 2026 |
What it is
With Vendor, the company contracts a limit with the bank and offers terms to buyers: the sale is received upfront and the buyer pays bank slips to the bank on the negotiated conditions.
Conditions disclosed by the bank
- How it works: the company sends the operation and buyer data to the bank and receives the amount upfront; the buyer receives slips as negotiated.
- Responsibility: the company acts as guarantor of the buyers - if the buyer does not pay, the amount is debited from the company's account.
- Conditions (amount, term and rates) negotiated by the company with the bank for each operation.
Source: Vendor product page on the bank's website, checked on November 2, 2026. Final conditions (rate, limit and term) are set by the bank, case by case, subject to analysis.
Talk to Tecbank to compare this product with the public and guaranteed lines.
Click here for more informationPrefer to leave your details? Fill in the form
Next step for your company
Learn the steps and prepare the opening of your business account. You stay within Tecbank.
open your business account nowGuidance for opening with the responsible institution. Not a Tecbank-owned bank account nor automatic approval.