Sector guide Distinct natures - not all of it is credit
Water, sanitation and infrastructure: where the public money is
BNDES credit for sanitation, REIDI, Novo PAC and technology for water resources - verified against official sources.
| Nature | Sector page: public credit, tax incentive and direct public investment - distinct natures |
| Funding source | BNDES, federal tax relief and the public budget, depending on the instrument |
| Where to apply | BNDES, financial agents or program qualification, depending on the instrument |
| Status | Instruments verified against official sources on November 2, 2026 |
BNDES credit for sanitation and water resources
- BNDES Finem - Sanitation: financing for public or private investment projects aimed at universal access to basic sanitation services and recovery of environmentally degraded areas;
- BNDES Saneamento para Todos: financing to improve health conditions and quality of life through investments in universalizing and improving public basic-sanitation services, with FGTS funds;
- Proirriga - Irrigated Agriculture and Protected Cultivation Financing Program: financing for sustainable irrigated farming, protected-environment production structures and hail protection for temperate-climate fruit growing;
- Other applicable infrastructure lines are in the full BNDES Navigator sweep.
Federal incentives and programs
- REIDI: special tax-incentive regime for qualified infrastructure projects, with tax suspension on acquisitions - prior qualification with the Federal Revenue Service;
- Novo PAC: the federal infrastructure investment program, including sanitation - selection of public projects;
- Ministry of Cities programs: sanitation and urban development, under current calls;
- Fundo Clima: eligible environmental and urban projects.
Technology and R&D
- Finep: treatment and monitoring technologies, under the agency's own modalities;
- FNDCT: research and development under current plans;
- Lei do Bem: R&D tax incentive for companies under the taxable-income regime.
Activities that usually qualify
- Water and sewage treatment, reuse and desalination;
- Irrigation systems, hydraulic equipment, pumps and pipelines;
- Smart meters, water-resource monitoring, drainage and urban infrastructure.
Sources
BNDES Navigator; Ministry of Cities; Novo PAC. All checked on November 2, 2026. Final conditions depend on each instrument's rules.
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