Desenrola MEI: renegotiate your debts with discounts of up to 70%

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Notice conditions

• Small value in Notice 9/2026: registrations up to October 1, 2025, with revenue code 1537 (Simples Nacional - MEI), of up to five minimum wages, get a 50% discount on the total and payment in up to 60 installments, according to the eligibility in Regularize.
• Up to R$ 20,000: upfront payment with a 50% discount, or installments with discounts from 30% to 50% depending on the term.
• Payment capacity: 6% down payment, no discount, in up to 12 installments; balance in up to 133 installments when allowed. For social security debts, including the MEI code 1537, the maximum term is 60 months, except for official exceptions. The discount can reach 100% of interest, fines and charges, limited to 70% of the registration, according to the classification and the notice rules.
• Minimum installment of R$ 25. The installments are adjusted monthly by the Selic rate, plus 1% in the month of payment. The simulator below is a simplified estimate: it does not include these additions nor confirms eligibility, approval or all the conditions of the negotiation.

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Effects of regularization: check your case

• Regularization affects the debts included in the agreement, according to its formalization and payment. Other debts and impediments may remain.
• Issuing a tax clearance certificate depends on the taxpayer's complete situation. It is not guaranteed only by joining this agreement.
• The negotiation does not guarantee registration regularity, credit granting or qualification in public procurement; each situation has its own requirements.

Other negotiations: PGFN and AGU

• PGFN: the small-value modality for code 1537 registrations of up to five minimum wages offers a 50% discount and up to 60 installments. The specific PGFN page informs adhesion until January 29, 2027, at 7 p.m., and a minimum installment of R$ 25. Confirm eligibility in Regularize.
• AGU/PGF: Notice 7/2026 serves MEI debts with federal agencies and foundations, registered in Super Sapiens until September 28, 2025, with a consolidated value per credit of up to R$ 8,105. There is a 50% discount and up to 60 months, with exclusions provided in the notice. Adhesion from October 16, 2026 at 10 a.m. to March 31, 2027 at 11:59 p.m., through Resolve Dívidas AGU, within Super Sapiens.

The channels are different: PGFN negotiations use Regularize; the PGF transaction with agencies and foundations uses Resolve Dívidas AGU in Super Sapiens. Check the specific source before joining.

Your MEI can also open a business account with TecBank

TecBank handles the opening of your business account, with service online via WhatsApp, Google Meet or in person. You can check the packages, separate the business finances and verify the receivables conditions and the credit opportunities for your company.

After the opening, we look for credit opportunities according to the company profile and the bank's analysis. The opening and the products follow the financial institution's criteria; a monthly fee waiver depends on the package and on meeting the conditions.

TecBank WhatsApp: (11) 95688-2152 (service in Portuguese). Account opening service is separate from access to public programs: each program keeps its own channels, rules and deadlines.