Cash flow: organize inflows and outflows
On this page · choose a topic
Information for businesses. Tecbank carries out the business account opening process; product contracting and approval belong to the bank.
Cash flow tracks the money coming in and out of the company and projects future commitments. An up-to-date control helps anticipate cash shortages and decide based on the business's reality.
How to set up the control
- Record all inflows and outflows daily, even the small ones.
- Check the balance frequently and compare the record with the company's transactions.
- Project payments and receivables for the coming weeks and months.
- Separate revenues, fixed costs and variable costs to understand what weighs most on cash.
- Review projections when sales, costs or terms change.
What the results show
A positive balance in the period indicates a cash surplus, but does not automatically mean profit available for withdrawal. Before reinvesting or investing, check future commitments and the reserve needed for the operation. A negative balance calls for a review of expenses and of receipt and payment terms.
When cash runs short
Review expenses and negotiate terms before taking on new debt. If you need credit, compare the total cost and whether the installments fit the projections. Credit by itself does not fix a recurring imbalance between inflows and outflows.
Related content
Management and courses · How ContaMAX works · Working capital · Giro Preventivo
This guide summarizes, in our own words, guidance from the partner bank's blog. It does not replace accounting advice nor recommend contracting credit or investment.
Official sources consulted on October 29, 2026: Partner bank blog: cash flow
open your business account now (service in Portuguese)