Giro Preventivo: debt reorganization
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Information for businesses. Tecbank carries out the business account opening process; product contracting and approval belong to the bank.
Giro Preventivo from the partner bank gathers the company's pending items held at that same bank into one contract. It is not generic portability of debts from any bank.
Who can check
The official page informs the possibility of gathering operations that are up to date or up to 89 days late, such as loans, card and account limit, subject to credit analysis. The bank advertises installments up to 48 payments, according to the offer.
Where to check the offer
Organize your cash flow first to assess payment capacity.
In the bank's business app, the indicated path is Menu > Loans > Renegotiation. Availability and conditions depend on the analysis. Check the summary, total cost, installments and guarantees before accepting any agreement.
Care with reorganization
- A smaller installment or a longer term does not automatically mean a lower total cost.
- Compare balance, rate, CET, term and guarantees with the current debts.
- Credit limits may be affected and depend on the bank's assessment of the relationship.
- Tecbank carries out the business account opening process; it does not contract renegotiation on your behalf.
Official sources consulted on October 29, 2026: Giro Preventivo
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